Naif 1 Posted December 12, 2009 Report Share Posted December 12, 2009 When you got your GTi?I've just turned 18, and know I won't be able to afford insurance for a while yet, but have the major itch to buy one.TPFT quotes are coming out at nearly £2k in most places Just looking for a general consensus here... Probably be able to afford some time next summer if everything goes as planned! Quote Link to post Share on other sites
scotty_82 378 Posted December 12, 2009 Report Share Posted December 12, 2009 2k insurance on a 4-5k car is stupid money, id hold out or just get something that is far more reasonable for insurance prices. Quote Link to post Share on other sites
Naif 1 Posted December 12, 2009 Author Report Share Posted December 12, 2009 I know, that's why I'm waiting for it to come down a bit. Stick with the Corsa until it's reasonably affordable Quote Link to post Share on other sites
bikemad04 0 Posted December 12, 2009 Report Share Posted December 12, 2009 Was 18 and also come from a corsa sxi, I am 19 in april and insurance now Fully comp with mam as name driver 1700. Quote Link to post Share on other sites
Toot 0 Posted December 12, 2009 Report Share Posted December 12, 2009 Personally, i wouldnt buy one so young. Stick with something low to insure for a couple of years, get a sport and save some cash up until the insurance comes down. It would make me sick paying that so insure a car. Quote Link to post Share on other sites
ry203 0 Posted December 12, 2009 Report Share Posted December 12, 2009 I'm 20, got mine about 5 months ago.Insurance is £500 with egg with 2 yrs no claims. Quote Link to post Share on other sites
SamGTi 0 Posted December 12, 2009 Report Share Posted December 12, 2009 Im 20, got mine when i was 18. Quote Link to post Share on other sites
cafcross 9 Posted December 12, 2009 Report Share Posted December 12, 2009 I was 20. Was paying £850 fully comp on my Clio 1.2 with wheels, induction kit and springs delcared with my mum as a named driver, and had to pay an extra £200 for the rest of the year (4 and half months) for my GTI with coilovers declared. Now at 21 I'm paying £750 fully comp with the coilovers and wheels declared and my mum as a named driver. Got my renewal coming up at the end of January, but had an accident back in April but wasn't my fault, so hopefully it won't affect me. Quote Link to post Share on other sites
hunid-brake 5 Posted December 12, 2009 Report Share Posted December 12, 2009 I only started driving when i was 21 after i finished uni. Owned a lupo sport for two years and then got my gti this year. Im 24 with 2 years no claims and im payin about 800 due to monthly installments by myself fully comp. Should come down in april as ill be 25 with 3 years no claims touch wood. Quote Link to post Share on other sites
little rich 9 Posted December 12, 2009 Report Share Posted December 12, 2009 Get a sport, GTis are over rated Rich. 2 Quote Link to post Share on other sites
Philplop 72 Posted December 12, 2009 Report Share Posted December 12, 2009 19. Quote Link to post Share on other sites
99hjhm 58 Posted December 12, 2009 Report Share Posted December 12, 2009 20 Quote Link to post Share on other sites
sam bignell 4 Posted December 12, 2009 Report Share Posted December 12, 2009 18I wouldn't recommend it, it's not just about the cost of the insurance. You've got fuel, maintance, services, expensive repairs due to it being alu etc Quote Link to post Share on other sites
murphdog 1 Posted December 12, 2009 Report Share Posted December 12, 2009 1100 for me and on ibiza cupra chlymidia mobil!...thats with both mam and dad and im 18.... its a grand for my sport fully comp with just dad. Quote Link to post Share on other sites
LupoGTiNAB 0 Posted December 12, 2009 Report Share Posted December 12, 2009 I was 20 when I got mine, 3 years no claims, sound weird but I passed about a month after turning 17, fluked the test I reckon ... lol was paying £900I suggest getting at least 2 years no claims (of your own, not mummies or daddies) before insuring a GTi. Quote Link to post Share on other sites
Amber 22 Posted December 12, 2009 Report Share Posted December 12, 2009 I've got a major itch for one too but in the same position as you being only 18 . Gonna stick with the 1.0 for another 2 or 3 years and look around more then Quote Link to post Share on other sites
Naif 1 Posted December 12, 2009 Author Report Share Posted December 12, 2009 There's no way I'm shelling out that much for one yet...I've thought about getting a sport, but then going from Lupo to Lupo doesn't really appeal to me.ATM, I'm considering sticking with this until May-ish ans still spending around £1.5k on insurance (as long as nothing unexpected happens) or being sensible and waiting for another year or so when, based on recent quotes, it'll be around a grand.Still, looking through the Member's Cars section makes me want to cry! Quote Link to post Share on other sites
Bucknall28 0 Posted December 12, 2009 Report Share Posted December 12, 2009 im 18, i pay about £400 a year, i am insured on a fleet insurance through my dads comapny so can drive 8 different cars/vans includeing 2.0civic tpye R, ask the rents to look into fleet insurance alot cheeper and can drive the rents car too 1 Quote Link to post Share on other sites
Nicki 0 Posted December 12, 2009 Report Share Posted December 12, 2009 I was 23 when I got mine and insurance was about £500ish iirc? That was on a 3 year old GTI that I'd just paid £9,000 for, with 3 years NCB. Quote Link to post Share on other sites
lance 0 Posted December 12, 2009 Report Share Posted December 12, 2009 On my own insurance paying monthly at a total of £1422 at the age of 17 with a lupo 1.4s. Had a mini for the past 6 months. Quote Link to post Share on other sites
Clairey 12 Posted December 12, 2009 Report Share Posted December 12, 2009 im 19 and mine is £800 on my own insurance Quote Link to post Share on other sites
simpo 5 Posted December 12, 2009 Report Share Posted December 12, 2009 When you got your GTi?I've just turned 18, and know I won't be able to afford insurance for a while yet, but have the major itch to buy one.TPFT quotes are coming out at nearly £2k in most places Just looking for a general consensus here... Probably be able to afford some time next summer if everything goes as planned!Third party insurance is a waste of money imo. Only a bit cheaper than fully comp, yet if you crash there is a massive difference. Id rather have the peace of mind.Insurance has gone up allot recently I am pleased to be over 21, though I am still paying £1400 a year. Good luck with the save im 18, i pay about £400 a year, i am insured on a fleet insurance through my dads comapny so can drive 8 different cars/vans includeing 2.0civic tpye R, ask the rents to look into fleet insurance alot cheeper and can drive the rents car too Type-R's are over-rated tbh. 1 Quote Link to post Share on other sites
nayr 3 Posted December 12, 2009 Report Share Posted December 12, 2009 20 Quote Link to post Share on other sites
Toot 0 Posted December 12, 2009 Report Share Posted December 12, 2009 I'm 26, had my license 2 years, got 1 years no claims and insure my 1.4s for £206 fully comp with husband as named driver, dont need a GTI, use his Audi when i want to drive something decent!.........until i scuff the wheel, then i'm stuffed!! Quote Link to post Share on other sites
hunid-brake 5 Posted December 12, 2009 Report Share Posted December 12, 2009 get a sport first. i had a sport then moved to a gti. both great cars but two totally different beasts. stepping up a notch it made me appreciate how much more refined the gti is. still madly in love with my gti but will always have fond memories of sheila my sport. 1 Quote Link to post Share on other sites
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