Jump to content

Guess how much i just got quoted!


Daz_Kez
 Share

Recommended Posts

how much do you think i got quoted?

seat arosa 2002 1.0 s 999cc

17, Full license

6,000 miles a year etc

all the basic stuff..

by "insurance4youngerdrivers"

anyone guess a figure?

<over £3000!!!!!! >

the answer is in the text hidden

share your views when you find it

Link to comment
Share on other sites

how much do you think i got quoted?

seat arosa 2002 1.0 s 999cc

17, Full license

6,000 miles a year etc

all the basic stuff..

by "insurance4youngerdrivers"

anyone guess a figure?

<over £3000!!!!!! >

the answer is in the text hidden

share your views when you find it

ouch!!!! thats ridiculous!

Link to comment
Share on other sites

mothers 1.0 seat was ridiculously expensive to insure for me

but the lupo 1.4 isn't so bad 130 a month + 400 excess .. (which she paid for) .. i earn about £200-£250 a month working part time so it works out okay

Link to comment
Share on other sites

Quotes :

yes insurance: £2348.01

autotrader: £2428.47

budget: £2453.00

ibuyeco: £2575.65

More:

ibuyeco: £2,278.84

budget: £2,281.29

zenith: £2,305.82

autotrader: £2,348.01

dial direct: £2,421.96

Even More:

swinton: £2375.65

yes: £2439.75

post office: £2481.38

ibuyeco: £2505.25

budget: £2521.51

dial direct: £2521.51

Now these are the cheapest above,

but i still call this daylight feckin robbery...

Link to comment
Share on other sites

Daz, try www.bell.co.uk - i used them and they pretty cheap, as are churchill

bell are specialists for people with no no claims bonus

Link to comment
Share on other sites

might be worth getting you dad or mum to insure it and be a named driver

direct line will even let you build up your no claims...

my brother had to do this as he couldn't get insured at 18 due to his job....

Link to comment
Share on other sites

Daz, try www.bell.co.uk - i used them and they pretty cheap, as are churchill

bell are specialists for people with no no claims bonus

cheers for that... i'll give them a try tomorrow

Link to comment
Share on other sites

might be worth getting you dad or mum to insure it and be a named driver

direct line will even let you build up your no claims...

my brother had to do this as he couldn't get insured at 18 due to his job....

I believe Admiral have started giving no claims bonus to named drivers too, or so i heard on their TV ad.

Im insured with admiral, but im not sure if my named drivers on my policy gets the NCB, might just be for new customers :lol:

Only thing is, getting someone else to take out insurance on the car means the car must be in that persons name too. Although if they find out that you are the main driver .........

Its always best but more costly to do it right from the start and get it in your own name :)

Edited by cardaft
Link to comment
Share on other sites

I believe Admiral have started giving no claims bonus to named drivers too, or so i heard on their TV ad.

Im insured with admiral, but im not sure if my named drivers on my policy gets the NCB, might just be for new customers :lol:

Only thing is, getting someone else to take out insurance on the car means the car must be in that persons name too. Although if they find out that you are the main driver .........

Its always best but more costly to do it right from the start and get it in your own name :)

NCB as named drivers are only valid with that insurer so you are tied into them and can guarantee that price of premium wont be competitive with someone else with 'genuine' NCB so think I agree with cardaft, except maybe for year 1. If you manage to go 1 year driving with no accidents or convictions (even as a named driver) it brings your premium down a lot in my experience. Then set off on your own and start building your NCB.

I started driving at 18 (broke my shoulder when I was 17 so couldnt have lessons for ages!). I was with my mum for year 1 but now I'm on five years NCB (at 24) and only paying £230 for the TDI. :shades:

Link to comment
Share on other sites

Elephant.

There is a good way to get your quote down with them.

Do your quote as it should be, then when it comes to adding additional drivers, put as many middle aged women you know with a clean licence.

E.g your mum, friends mum, mums friends etc etc.... Your be suprised how much it goes down. I think its because theres less of a chance for you to be driving it as theres more drivers. Works a treat....

My mates brother did this, hes got a 1.9gti 205, hes 19 with one years NCB. He was getting quotes much like you in the reigon for £2000+. He went on to elephant and got it for £1200, just by adding my mum and his mum to the additional drivers. there never going to drive it, but how does the insurance company know that?

Give it a go

Heres an example for a GTi at the age of 19 with no NCB:

This is before you add two middle aged women (about 45-50):

Insurancebefore.jpg

This is after you add them:

Insuranceafter.jpg

Pretty good huh?

John

Edited by Casper1496
Link to comment
Share on other sites

theres no way i would ever be paying 2.5k to insure a 1l. i would deffinetly be going on a parents policy, it might not be the best way and you will staill haveto pay a large premium when you do insure on your own but i just cant justify paying nearly as much as the cars worth to insure it for a year!

Link to comment
Share on other sites

Definetly try Quinn! Theyve been cheap for quite a few people I know with different circumstances.

Also, try Barclays, I was with them my first year driving.

quinn are good, on your provisional only...

if you've passed, it will virtually double the insurance,

my area isn't bad, its quite a low crime group as far as i know...

but i'll try some of your suggestions cheers guys... :)

Link to comment
Share on other sites

I was quoted £6060.89p for an 'R' Reg Seat Arosa 1.0 when I was 17.

was it made of solid gold???!!!

or platinum?! ffs insurance is rediculous, but gotta have it...

:blink::huh:

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
 Share

×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use.