HaZz Posted September 11, 2010 Report Share Posted September 11, 2010 I was just checking out a few insurance quotes on different cars to see what i will be able to afford next year.I am 19 , and next month about to get my 1 year no claims bonus, and at the moment i am paying £1100 a year, i fill in the details with my current car with a few extra months driving and 1 years no claims bonus and they are trying to charge £1268! how does that work?! last month when i checked it said it would go down to £860! SO crap Is anyone else finding this? a lot of my friends have been talking about this as well. Quote Link to comment Share on other sites More sharing options...
.Phase Posted September 11, 2010 Report Share Posted September 11, 2010 it all depends on what month you renew, what time of day etc. loads of stupid factors ! maybe more of them cars have been crashed in last year? Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 11, 2010 Report Share Posted September 11, 2010 Insurance companies always send out much higher renewal premiums than they need to. The reason is, a lot of people are too stupid to shop around and will just accept what their current insurers tell them and pay it just for an easy life.All you need to do is ring around, tell every insurer the best price you've had, most will try to beat it. This will take you a full day, or maybe more to get a decent price. But putting a post on an internet forum is not going to bring down the cost of your policy. Quote Link to comment Share on other sites More sharing options...
Silver! Posted September 11, 2010 Report Share Posted September 11, 2010 Yes, mine went up £3: £156 to £159 Quote Link to comment Share on other sites More sharing options...
HaZz Posted September 11, 2010 Author Report Share Posted September 11, 2010 ah right i see, well i wouldn't ring them up now as i wont be buying another car till next summer so thats why i was just shopping about on the internet, i was only wondering if anyone else was in the same situation, i didn't say or think at all that you would be able to show me how to get my premium down, im not an idiot. Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 11, 2010 Report Share Posted September 11, 2010 i didn't say or think at all that you would be able to show me how to get my premium down, im not an idiot.Strange as I just did... Quote Link to comment Share on other sites More sharing options...
HaZz Posted September 11, 2010 Author Report Share Posted September 11, 2010 that wasn't what i was asking though, i was asking if anyone else was experiencing a raise in price... but nevermind. Quote Link to comment Share on other sites More sharing options...
IDGM Posted September 12, 2010 Report Share Posted September 12, 2010 The industry as a whole have increased premiums by about 33% this year. This is, apparently, to cover the cost of fraudulent and inflated claims. The stupid thing is, the insurance industry allowed the escalation of 'free holiday' type PI claims to start off in the first place. Quote Link to comment Share on other sites More sharing options...
beckythump Posted September 12, 2010 Report Share Posted September 12, 2010 Mine went up this year by £150 for TPFT - shopping around is the only way to beat it! Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 12, 2010 Report Share Posted September 12, 2010 that wasn't what i was asking though, i was asking if anyone else was experiencing a raise in price... but nevermind.unless you get more than one new policy a year, it's probably the same increase everybody has been talking about since the beginning of 2010 Quote Link to comment Share on other sites More sharing options...
beckythump Posted September 13, 2010 Report Share Posted September 13, 2010 If it helps, it's not just cars - got my renewal quote in the post for my bike, that's gone up too. Quote Link to comment Share on other sites More sharing options...
one litre wonder ;) Posted September 14, 2010 Report Share Posted September 14, 2010 i swap insurance company every year to get the best deal, in 2009 i called up my insurance and questioned why my insurance had went up from £550 to £750 for no reason at all and they said thats the way it goes, i told them i had been offered a cheaper quote of £500 ( had i hell ) and i was going to leave, so they gave me it for £499 LOL! i swear insurance companies sit at there little desk and throw a dart at a board covered in prices and what ever price it lands on you get told its that! Quote Link to comment Share on other sites More sharing options...
IDGM Posted September 14, 2010 Report Share Posted September 14, 2010 Insurers rely on us being lazy. Quote Link to comment Share on other sites More sharing options...
one litre wonder ;) Posted September 14, 2010 Report Share Posted September 14, 2010 yup, i agree with that one Quote Link to comment Share on other sites More sharing options...
IDGM Posted September 15, 2010 Report Share Posted September 15, 2010 And when you hit 21, the premiums will be huge. You'll wait until you're 25 and they'll be even higher.Premiums seem to hike up with ones increasing age. Quote Link to comment Share on other sites More sharing options...
bikemad04 Posted September 15, 2010 Report Share Posted September 15, 2010 And when you hit 21, the premiums will be huge. You'll wait until you're 25 and they'll be even higher.Premiums seem to hike up with ones increasing age.Dont prices come down as you get older? As you have more no claims more driving experience etc. Quote Link to comment Share on other sites More sharing options...
LiamD Posted September 15, 2010 Report Share Posted September 15, 2010 My insurance renewal came through yesterday, last year I paid 1300 quid, roughly.My renewal on the VR... 770.I HIC. Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 15, 2010 Report Share Posted September 15, 2010 Nice work! Ring around and get it cheaper Quote Link to comment Share on other sites More sharing options...
LiamD Posted September 15, 2010 Report Share Posted September 15, 2010 It's all hypothetical.I'm crushing it next month or so Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 16, 2010 Report Share Posted September 16, 2010 So not turboing it or Nos'ing it any more? Quote Link to comment Share on other sites More sharing options...
LiamD Posted September 16, 2010 Report Share Posted September 16, 2010 not in that car. engine is staying, shell is getting scrapped. Quote Link to comment Share on other sites More sharing options...
nfbr Posted September 16, 2010 Report Share Posted September 16, 2010 What you putting it in ? Quote Link to comment Share on other sites More sharing options...
LiamD Posted September 16, 2010 Report Share Posted September 16, 2010 not a mk2 golf. I ****ing hate mk2 golfs.something a bit different. hopefully i'll have a picture to show next month when i try and get a base car. Quote Link to comment Share on other sites More sharing options...
treblet Posted September 16, 2010 Report Share Posted September 16, 2010 Toyota Prius? Quote Link to comment Share on other sites More sharing options...
AwesomeAl Posted September 16, 2010 Report Share Posted September 16, 2010 Do it! Quote Link to comment Share on other sites More sharing options...
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