cookie Posted March 20, 2008 Report Share Posted March 20, 2008 Howdy.I picked up my lupo yesterday and am currently running round on the free 7 days insurance the dealers give. Are there any insurance companies you guys would recommend? I would like to add coilovers at some point and maybe different wheels and have heard some insurers don't charge extra for 'non-performance' mods or just charge an extra £XX that covers all 'non-performance' mods, can anyone enlighten me further? If it helps I'm 26, 5 years NCB and have a Lupo Sport.Cheers for any help,Cookie. Quote Link to comment Share on other sites More sharing options...
Mike_M Posted March 20, 2008 Report Share Posted March 20, 2008 Its a case of hunting around as different companies will either like you or not Quote Link to comment Share on other sites More sharing options...
Bikerz Posted March 20, 2008 Report Share Posted March 20, 2008 HIC are best for me with mods, but im 21 on a GTI. Everyone is differnet, but they dont add much for mods Quote Link to comment Share on other sites More sharing options...
L60UPO Posted March 20, 2008 Report Share Posted March 20, 2008 HIC are best for me with mods, but im 21 on a GTI. Everyone is differnet, but they dont add much for modsI would say Elephant (or diamond for women). Thats who i have been with throughout the years that ive been driving. I think they charge an extra 20quid for non-standard alloys. Not sure about any other mods. Quote Link to comment Share on other sites More sharing options...
cookie Posted March 20, 2008 Author Report Share Posted March 20, 2008 Good stuff, I think HIC do specailist VW insurance or something don't they? Cheers for the elephant tip-off, I would of avoided them pureley because of their TV adverts Unfortunately I have the wrong 'bits' to be insured by diamond Quote Link to comment Share on other sites More sharing options...
Clairey Fairy Posted March 20, 2008 Report Share Posted March 20, 2008 (edited) Agree about the Elephant comment! Bell Direct are very good price wise and their customer service is great (No Indian Call Centres woop woop!) I believe Admiral are the same group as Diamond and Elephant so you can try them too....they dont mind which "bits" you have hehe Edited March 20, 2008 by Clairey Fairy Quote Link to comment Share on other sites More sharing options...
IDGM Posted March 20, 2008 Report Share Posted March 20, 2008 For my Lupo (and my previous and current Fiesta), Norwich Union Direct were by far the cheapest, Elephant were out of the running by £150!For our Seat Ibiza, we've gone with HIC to accomodate the tuning we have planned and it still comes in at about the same as the cheapest 'ordinary' quote we got from Priviledge.We're 38 & 36 year old marrieds, both with full protected NCB and live in Britians capital of scroungers - Rochdale. Quote Link to comment Share on other sites More sharing options...
Petes 16V Sport Posted March 20, 2008 Report Share Posted March 20, 2008 Do a search:Directline.co.uktesco.co.ukmoneysupermarket.co.ukconfused.comand see which company comes out cheapest, redue a quote on their actual website, then if its still cheap, ring them and ask them about future mods. Quote Link to comment Share on other sites More sharing options...
Jowey Posted March 20, 2008 Report Share Posted March 20, 2008 Do a search:Directline.co.uktesco.co.ukmoneysupermarket.co.ukconfused.comand see which company comes out cheapest, redue a quote on their actual website, then if its still cheap, ring them and ask them about future mods.this is a good systemI did this I'm 19 only just had a full license I got quoted £1060 fully comp with future wheels and suspension declared3rd party fire and theft was something like £640 if i remember rightly so it is worth combining all the screen scrapers Quote Link to comment Share on other sites More sharing options...
draycottgirlz Posted March 20, 2008 Report Share Posted March 20, 2008 and if you get a quote. Ring them back after about 20mins telling them that their quote has been beaten (try by 80 - 100 notes) can they do any better.When this works you officially owe me a pint!!!!John Quote Link to comment Share on other sites More sharing options...
cookie Posted March 20, 2008 Author Report Share Posted March 20, 2008 Haha, I'll probs use confused.com or similar and ring the top 5 and then beat them down draycottagirlz style! I'll let you know the results when it's all sorted. Quote Link to comment Share on other sites More sharing options...
Jowey Posted March 20, 2008 Report Share Posted March 20, 2008 (edited) money supermarket covers more insurers and is easier to use than confused Edited March 20, 2008 by Jowey Quote Link to comment Share on other sites More sharing options...
draycottgirlz Posted March 20, 2008 Report Share Posted March 20, 2008 (edited) Haha, I'll probs use confused.com or similar and ring the top 5 and then beat them down draycottagirlz style! I'll let you know the results when it's all sorted.Do keep us posted. I saved my gf 100 last week when getting her car insurance! Nice.... Pint in for me if you are successful Edited March 20, 2008 by draycottgirlz Quote Link to comment Share on other sites More sharing options...
LiamD Posted March 20, 2008 Report Share Posted March 20, 2008 HIC are great, English call centres, VW people in the call centres and my insurance went DOWN when I declared the mods. Even if they aren't the cheapest (they were for me though!) they are one of the best for customer service, which is worth paying a few quid extra for, IMHO.They actually worked out about 300 quid cheaper than quotes from sites like confused.com Quote Link to comment Share on other sites More sharing options...
cookie Posted March 25, 2008 Author Report Share Posted March 25, 2008 If I got insurance for £300 quid cheaper they would be paying me!!Anyway, just a quick update as I said I would...I spoke to my current insurer who my mini was insured with and they wanted to charge one months installment + £20 for me to leave them plus I would loose this years no-claims so I have stuck with them as my policy only has 4 months to run out now, but I will be changing insurers when the time comes as I know I can get it much cheaper than my current lot (egg).Gotta love insurance companies! Quote Link to comment Share on other sites More sharing options...
Philplop Posted March 25, 2008 Report Share Posted March 25, 2008 Brentacre are pretty good for mods too. VW specialists and enthusiasts, you can have a nice little chat on the phone about dubs. Quote Link to comment Share on other sites More sharing options...
SC02 FFF Posted March 25, 2008 Report Share Posted March 25, 2008 Direct line ( if no mods under 21yrsold)For mods:Quuin directNorwich union Quote Link to comment Share on other sites More sharing options...
Scottish_Sport_16V Posted March 25, 2008 Report Share Posted March 25, 2008 HIC gave me a awsome quote for when i bring the lupo out of hiding. Give them a bash! Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.