EllBillDaveHam Posted November 3, 2013 Report Share Posted November 3, 2013 (edited) Right, basically I like the body shape of the GTI, but I'm 17 and, for obvious reasons, would not be able to afford GTI insurance. A weird idea I had (which would probably end up worse off... who knows lol) was if I picked up a Gti with a knackered engine, and a 1.0 with a knackered body and dumped the 1.0 engine in the Gti Body what would the insurance think? (Or I could even just get a Gti, purchase a 1.0 engine&box for a few hundred squid to drop in and over time do bits of work on the 1.6 for when I'm older, have some ncb and can insure it lol.) Would I get away with a price that's maybe a bit more than a 1.0 or one that's more than a Gti! Sounds silly I know but it'd be a decent little project I guess please don't hate<3 Edited November 3, 2013 by EllBillDaveHam Quote Link to comment Share on other sites More sharing options...
Rich Posted November 3, 2013 Report Share Posted November 3, 2013 It is very possible but I would heavily discuss this with an insurance company and check the DVLA regulations.Or just buy a GTI, reshell a one litre and be cheeky with the Vin numbers. Quote Link to comment Share on other sites More sharing options...
Karl_Mac_ Posted November 3, 2013 Report Share Posted November 3, 2013 Its a good idea in theory, but it'll no doubt make very little difference to your premium. - it will still look like a GTi, so will still be at a higher risk of theft than a 1l. - insurance companies as a rule do not like engine conversions. - GTi body panels etc aren't cheap, so the car will still have a higher premium as any repairs will be expensive. I'd concentrate on finding a 1l with a solid body (which can look tody with the right mods). Or do some sensible stuff to lowe a GTi premium - parents insurance, better alarm/tracker, advanced driving courses/pass plus, limited mileage policy etc... Quote Link to comment Share on other sites More sharing options...
EllBillDaveHam Posted November 3, 2013 Author Report Share Posted November 3, 2013 I might just stick with a basic 1.0 then, smooth bumpers etc and get a Gti after a couple of years... It's just I like the Gti rear bumper and arches but the shape is different I like the centre exit exhaust too, which I fount a jetex system that compensates for the wheel well shape. So I might just smooth the bumpers and custom cut the centre exhaust exit section That'll have to do Quote Link to comment Share on other sites More sharing options...
TommyDUB Posted November 3, 2013 Report Share Posted November 3, 2013 Just thought i'd mention, I'm 17 and I own a 1.4 S, the insurance premiums are exactly the same as a 1.0L for me, might be something to look into mate. Quote Link to comment Share on other sites More sharing options...
Mattz341 Posted November 3, 2013 Report Share Posted November 3, 2013 Also, the sport isn't too much more on insurance and it's a lot more fun compared to the 1L! But tbh, get a cheap 1.0l arosa or lupo (arosa's are generally cheaper) and save for a gti, I went 1.0 to 1.4 sport to the gti and the gti is so much fun but they're expensive... So IMO just get a cheap run about and save a few years Quote Link to comment Share on other sites More sharing options...
Silver! Posted November 3, 2013 Report Share Posted November 3, 2013 1.4S is not a Sport. Quote Link to comment Share on other sites More sharing options...
Mattz341 Posted November 3, 2013 Report Share Posted November 3, 2013 I know this silver. when I was looking at insurance for the 1.4s I found that it was only about 50-60 quid less than the 1.4 sport. Quote Link to comment Share on other sites More sharing options...
Skezza Posted November 3, 2013 Report Share Posted November 3, 2013 Just stick with a 1.0 for the moment mate Quote Link to comment Share on other sites More sharing options...
cafelupo Posted November 3, 2013 Report Share Posted November 3, 2013 Just thought i'd mention, I'm 17 and I own a 1.4 S, the insurance premiums are exactly the same as a 1.0L for me, might be something to look into mate.I'm only 18, with a claim at age 17! No one would insure me on a gti but the 1.4s for me is dirt cheap. Same quotes as a crappy 1L corsa. & I know what I would rather drive! And like you say you can always adapt the body work to your taste anyway. Quote Link to comment Share on other sites More sharing options...
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