MrDerek Posted August 12, 2011 Report Share Posted August 12, 2011 Hi, after reading some stuff here and there, it sounds like coilovers are quite bad for your insurance??not really knowing much about car mods, I'm not really sure if I've declared them or not went with admiral multi-car and the conversation went something like this -admiral : any car modifications?Me : yeah the suspensionadmiral : been lowered?Me : yeahadmiral : how much?Me : no idea(finds out from seller)Me : less than 50mm (I think was said)admiral : right that's fine, anything else?Me : nope.so... are coilovers 'suspension'? if so 'technically' everything said is true... otherwise does the ignorance card ever work? Got the insurance for pretty cheap so wondering if it's actually valid.. Quote Link to comment Share on other sites More sharing options...
Bikerz Posted August 15, 2011 Report Share Posted August 15, 2011 You told them so its seems so. Yes coilovers are suspension. Check they appear on your policy when it comes through. My GTI goes up less than £100 with ALL my mods, so they dont add too much unless you stupid young or got a roll cage etc... Quote Link to comment Share on other sites More sharing options...
madmanncfc Posted August 26, 2011 Report Share Posted August 26, 2011 Pretty much as above. You may possibly need to tell them if you adjust them to lower than you have declared though as some companies have two lowering options.My insurance didnt go up much with mods either Quote Link to comment Share on other sites More sharing options...
jarynn Posted January 4, 2012 Report Share Posted January 4, 2012 Go lower than 5cm with admiral and they wont insure you lolThe woman on the phone told me its 5cm from the ground up.....so they were happy to insure me if im only upto 5cm But if I am higher than 5cm they wont be able to offer me extra cover... doesn't make sense at all I Clarified this like 10 times with the woman and she confirmed the above.. Quote Link to comment Share on other sites More sharing options...
Koop Posted January 4, 2012 Report Share Posted January 4, 2012 It means more you're insured for lowering the car by anything up to 5 cm lower than standard height, not 5 cm ground clearance lol Quote Link to comment Share on other sites More sharing options...
jarynn Posted January 4, 2012 Report Share Posted January 4, 2012 Well thats what she said Quote Link to comment Share on other sites More sharing options...
Koop Posted January 4, 2012 Report Share Posted January 4, 2012 She was an idiot & misinterpreted it! Quote Link to comment Share on other sites More sharing options...
Silver! Posted January 4, 2012 Report Share Posted January 4, 2012 The woman on the phone told me its 5cm from the ground up.....so they were happy to insure me if im only upto 5cmBut if I am higher than 5cm they wont be able to offer me extra cover... doesn't make sense at all I Clarified this like 10 times with the woman and she confirmed the above.. If you don't have that in writing it means knack all. I'm with Admiral and I declared on the form that I was not lowered more than 5cm. If you didn't tick that box, you aren't covered for the modification.Please don't hit me. Quote Link to comment Share on other sites More sharing options...
Koop Posted January 4, 2012 Report Share Posted January 4, 2012 ditto Quote Link to comment Share on other sites More sharing options...
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