mdubgti Posted June 30, 2004 Report Share Posted June 30, 2004 ok so i turn 19 in september. i've been looking at GTI's for ages now and im reeeeeeallly wanting to get one! come febuary i will have one years no claims but ive got quite a bad crash to declair. do you think its possible for me to get insured before febuary or should i wait?? max id like to pay is about 1800 on insurance! i may have to get a tracker fitted to lower the insurance a little bit and maybe consider this pass plus motorway thing? lol parently it knocks 30% off your insurance.what do you guys think? Quote Link to comment Share on other sites More sharing options...
tdwindustries Posted June 30, 2004 Report Share Posted June 30, 2004 i think you should buy the Lupo in for sale section today for 7.5k - bargain Quote Link to comment Share on other sites More sharing options...
Phlegyas Posted June 30, 2004 Report Share Posted June 30, 2004 I'm nearly 20, tried to insure myself on a gti and was nearly £3k on some + Lloyds wouldn't even insure me. Went with tesco's on Parents insurance for around £900. only way I could do it Quote Link to comment Share on other sites More sharing options...
Crusoe Posted June 30, 2004 Report Share Posted June 30, 2004 at 20 I had a years no claims on a grp 13 106gti and was only paying about £900, lupi gti is only grp11 so should definitly be able to get it under 1800 if you shop around and don't live in a gheto style="vertical-align:middle" emoid=":lol:" border="0" alt="laugh.gif" /> and i even had 3 points at the time too lol. £1100 for my group 20 now 8) just need to last till the end of the year to get my no claims protected now. Quote Link to comment Share on other sites More sharing options...
payna Posted June 30, 2004 Report Share Posted June 30, 2004 i turned 20 in april,ive got 2 years no claims, and a pass plus certificate. i got insured thru elephant on my gti for £1366.elephant do online quoting too, try them Quote Link to comment Share on other sites More sharing options...
tdwindustries Posted June 30, 2004 Report Share Posted June 30, 2004 def. try tesco. not suprised lloyds wouldnt insure u though Quote Link to comment Share on other sites More sharing options...
DubDub Posted June 30, 2004 Report Share Posted June 30, 2004 Churchill aint that bad either for young drivers Quote Link to comment Share on other sites More sharing options...
baj Posted June 30, 2004 Report Share Posted June 30, 2004 Try Admiral and Elephant ... im was 21 with 0 ncb when i took out my cover and only paid £900 with Admiral.Also add your parents onto the policy. My original quote was about £1100 but adding them as named drivers knocked £200 off style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />I think you should get it for under £1800Also i think pass plus makes the biggest difference in the first year of driving ... after that it tends to have less of an effect. Quote Link to comment Share on other sites More sharing options...
payna Posted June 30, 2004 Report Share Posted June 30, 2004 yeah first few years it makes a good difference. mine acted as a years no claims, so it knocked off about 200 quid Quote Link to comment Share on other sites More sharing options...
Black Lupo Posted June 30, 2004 Report Share Posted June 30, 2004 ok i have a massive crash and 2 years no claims and i cant get insured on a mk1 gti 1.8just try hun... insurance companies change there minds all the time it seems...look at vw specific companies too!! Quote Link to comment Share on other sites More sharing options...
Crusoe Posted June 30, 2004 Report Share Posted June 30, 2004 have you tried clasic insurance for your MK1, bet you could get it for about £500 if you said you'd keep it under 5000 miles a year or something like that. style="vertical-align:middle" emoid=":D" border="0" alt="biggrin.gif" /> Quote Link to comment Share on other sites More sharing options...
Black Lupo Posted June 30, 2004 Report Share Posted June 30, 2004 nope tried all that... even as just a named driver limited to 2000 miles! :cry: Quote Link to comment Share on other sites More sharing options...
Black Lupo Posted June 30, 2004 Report Share Posted June 30, 2004 i can get insured for about a grand for 3rd party...but its not worth it! Quote Link to comment Share on other sites More sharing options...
Snoopy Posted June 30, 2004 Report Share Posted June 30, 2004 I was insured on an Ibiza Cupra when I was 21 with 0NCB for 1800. OK, I had no claims, but I reckon you should easily get insurance on the Lupo for less than that if you shop around - the Ibiza was group 16, lupo is only group 11.My insurance costs 860 quid at 22 with 1NCB. Quote Link to comment Share on other sites More sharing options...
Crusoe Posted June 30, 2004 Report Share Posted June 30, 2004 going to sell it then? at least you might make some money on it. Quote Link to comment Share on other sites More sharing options...
gargoil Posted June 30, 2004 Report Share Posted June 30, 2004 I've got a tracker on mine it knocked no where near 30% off the total though! Quote Link to comment Share on other sites More sharing options...
Black Lupo Posted June 30, 2004 Report Share Posted June 30, 2004 no way am i selling it lol Quote Link to comment Share on other sites More sharing options...
Snoopy Posted June 30, 2004 Report Share Posted June 30, 2004 Nah, tracker does very little to reduce premiums - the only reason to get one `insurance-wise` is that some cars are hard to get insurance on at all without a tracker. My parents had to get one on their Corrado VR6 Storm when they bought that (back when they were still made).I've also never had an insurance company willing to knock more than a few quid off for pass plus. style="vertical-align:middle" emoid=":(" border="0" alt="sad.gif" /> Quote Link to comment Share on other sites More sharing options...
Crusoe Posted June 30, 2004 Report Share Posted June 30, 2004 good, build up some more no claims and it will be okay, admiral do a no claims booster with 10months for a years worth, costs a little more but probably worth it. always a decent drop at 21 and 25 so you'll get it eventually style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" /> Quote Link to comment Share on other sites More sharing options...
bossjohnc Posted June 30, 2004 Report Share Posted June 30, 2004 Do Admiral pay you Crusoe?? Quote Link to comment Share on other sites More sharing options...
Crusoe Posted June 30, 2004 Report Share Posted June 30, 2004 they should do the amount of money I've paid out their way style="vertical-align:middle" emoid=":lol:" border="0" alt="laugh.gif" /> still chuffed mine is so low, sure it must be a mistake but i'm not going to query it style="vertical-align:middle" emoid=":lol:" border="0" alt="laugh.gif" /> next nearest quote was about £600 more and that was with a £500 excess style="vertical-align:middle" emoid=":lol:" border="0" alt="laugh.gif" /> Quote Link to comment Share on other sites More sharing options...
gargoil Posted June 30, 2004 Report Share Posted June 30, 2004 I'm on the admiral fast 10 month thingy! Quote Link to comment Share on other sites More sharing options...
alx3 Posted June 30, 2004 Report Share Posted June 30, 2004 I'll be getting a GTi in septmber and got a quote from tesco £1kI'm 20 got 2 years NCB and one written off car so I should think you could a quote well under £1800. Quote Link to comment Share on other sites More sharing options...
Black Lupo Posted June 30, 2004 Report Share Posted June 30, 2004 i spose it is only a 1.6 style="vertical-align:middle" emoid=":lol:" border="0" alt="laugh.gif" /> Quote Link to comment Share on other sites More sharing options...
mdubgti Posted June 30, 2004 Author Report Share Posted June 30, 2004 thanks for the help everyone! Quote Link to comment Share on other sites More sharing options...
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