Insurance Q

[CrouchingWayne]

Currently considering getting a lupo GTi, currently my mother and I share a VW Bora which we may be selling on to my sister as she needs it as a family car (my mother and I generally travel alone).

I understand the insurance is group 11, but what sort of prices would we be looking at, I am 20yrs old with 3 years driving experience but unfortunately I had an accident and ended up with 6 points?

Group 11 doesn't seem too out of reach considering the situation but we will see.

Reason I ask about the GTi is it is the only one my mother appreciates (she dislikes the plastic bumpers on the rest of them).

Cheers!

[V17CKV]

oh yeah i know what you mean about the solid gold bumpers on the gti. are they not made of the same stuff!?

[Bikerz]

Are you going under your mums name? Im guessing around £700 or in your own name about £1200. Tho dont know how much 6 points affect anyone.

Im only 20 too mate and i insure a modified GTI fully comp as you can see from my avatar

Edited June 22, 2007 by Bikerz

[Silver!]

Mum's name:

I'm Male 45 with 27 years driving, 15+ years no claims with 3 points for speeding.

listed driver: female 38 with 15 years driving 15 years+ no claims with clean licence.

Business class, parked on drive

Coilovers (mod between £300 & £1000)

£212 inc. protected no claims on monthly payments.

I think this is a bit steep and I had to have a voluntary excess of £175 I and am going to look around now I don't need to insure the Fiat (sold!) I had two cars on my policy until it was sold.

Admiral quoted £192 with all the same add ons (£100 excess) with lowered upto 50mm, but I would need to call to check on lowered than 50mm.

I was looking at their MultiCar/Multi Driver plan and it came back at £300 for the GTi and the Arosa, again with all the add ons.

Ray

Edited June 22, 2007 by Silver!

[Silver!]

Oh! and you could get a Sport and get the lower bumpers sprayed to match. Or get a black one and keep them polished.

R

[Clouseau]

you had to have a voluntary excess?

yeah it is a bit steep with the 175 factored in.

admiral seems ok to me.

[Philplop]

Elephant (same group as Admiral) told me that they would not cover me if my car was lowered over 50mm. I reckon it's only about 50mm anyway, and yours looks about the same height as mine Silver, so you should be alright. style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />

[LuPo SpOrTX]

Im 20 & wrote my fiesta off last year...I was insured with barclays for 750 tpft but when my insurance was up for renewal they wanted £180 a month for a crappy fiesta! I then decided on a new motor anyway & went and got myself a Lupo sport, which isnt quite a GTi, but its still pretty quick & good fun to drive!

I looked around for insurance & most companies wanted to charge around £1600 fully comp. I now pay £1300 with elephant (with no no claims)

I found that elephant, admiral & bell will gie you the best quotes, & if you buy online you can state all your mods which makes only a small difference.

The above 3 insurance companies are all part of the same group, but they will still compete with each other for a better quote!

As for points on your license it depends what they are for, if they are sp30's (speeding in a 30mph zone) they normally take that quite easily. A friend of mine has a 1 year old Seat Ibiza 1.8 Cupra which puts out 180bhp....his insurance fully comp is about £2k & hes only 21 with 3 points on his license.

Good Luck Mate! style="vertical-align:middle" emoid=":shades:" border="0" alt="shades.gif" />

[mickgbev]

Im 21, i have 3 points and i wrote my old Lupo GTI off about 4 months, i got my renewal quote yesterday it was £3075 style="vertical-align:middle" emoid=":o" border="0" alt="ohmy.gif" />