RobJnr's Black Tird Posted December 21, 2010 Report Share Posted December 21, 2010 (edited) Hello Club Lupo Im lucky to be recieving my parents VW Lupo 1.0E in Black in february Just been quoted £1,200 for my own insurance and £1,100 on parents insurance (17 years of age btw )Basically looking for any views on what i should do when i get the car which wont cost any more on insurance The Lupo is totally standard with vw standard alloyslooking to get some vw mud flapsside strips taking off ( im abit worried incase it goes wrong )and badges sprayed blackAny more ideas would be great Pics will come soon as soon as i can get the car washed after the horrible winter thanks Edited December 21, 2010 by RobJnr's Black Tird Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Well most policies allow for some In-Car Entertainment to be installed up to a certain value. You'd have to read the policy, mine is £500 i think. Quote Link to comment Share on other sites More sharing options...
DOm 12332 Posted December 21, 2010 Report Share Posted December 21, 2010 Who you getting insured with because that cheap Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Who you getting insured with because that cheap Its not all about your age and engine size! Things like Postcode, career come into it. An example is Ben on here, he is now getting a 1.4 lupo, and will probably insure it for the same price (if not cheaper) as some of us pay for our 1.0's. He lives in a quiet village some people live in the city, these things matter Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 21, 2010 Author Report Share Posted December 21, 2010 Its not all about your age and engine size! Things like Postcode, career come into it. An example is Ben on here, he is now getting a 1.4 lupo, and will probably insure it for the same price (if not cheaper) as some of us pay for our 1.0's. He lives in a quiet village some people live in the city, these things matter Yer, i know what you are saying.I went on confused and got quoted by Quinn Direct, i was abit suprised aswell.But i do live in a quiet neighbourhood (+) Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Yer, i know what you are saying.I went on confused and got quoted by Quinn Direct, i was abit suprised aswell.But i do live in a quiet neighbourhood (+) Quinn are crooks. They give you a quote, then when you pass they put it up loads (my mates 1400 pounds went up to 2800 when he passed). Loads of people on here know about quinn. Dont even bother Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 21, 2010 Author Report Share Posted December 21, 2010 Quinn are crooks. They give you a quote, then when you pass they put it up loads (my mates 1400 pounds went up to 2800 when he passed). Loads of people on here know about quinn. Dont even bother Im an Idiot i put provisional instead of full on license type :/i put full and it went up to 4500 dont even fancy looking on how much it will be on my parents (peed off!) Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Im an Idiot i put provisional instead of full on license type :/i put full and it went up to 4500 dont even fancy looking on how much it will be on my parents (peed off!)If you shop around for full, then the price is usually the same or cheaper for provisional Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 21, 2010 Author Report Share Posted December 21, 2010 If you shop around for full, then the price is usually the same or cheaper for provisional yer, this is complicated so your full license should be same or less than your provisional, so i should still be looking for around the 1,200 mark?thanks alot! Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 No, the provisional shud be Cheaper or the same. Its coz u have a driver next to u ur less of a risk. No, the provisional shud be Cheaper or the same. Its coz u have a driver next to u ur less of a risk. Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 21, 2010 Author Report Share Posted December 21, 2010 No, the provisional shud be Cheaper or the same. Its coz u have a driver next to u ur less of a risk.No, the provisional shud be Cheaper or the same. Its coz u have a driver next to u ur less of a risk.Arr right, hope it isnt gunna cost a bomb! Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Can't say it'll be cheap but try nfu or the co op Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 21, 2010 Author Report Share Posted December 21, 2010 anyways haha, enough with the ensurance, starting to feel down hahaany other ideas? Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 21, 2010 Report Share Posted December 21, 2010 Wheels? Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 Wheels?i was thinking about borbets, some really nice ones on a website i was on.depends on how much it effects insurance!i was also thinking about windows tinted, does that effect your insurance? Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 No point looking at mods if its going to cost 3-4k to insure.it would be just a luxury driving at 17 so not bothered about mods that will effect insurance atm just trying to get ideas what i could do that would smarten the car up without effecting the insurance :/ Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 22, 2010 Report Share Posted December 22, 2010 Get it clean, serviced, sort out any scuffs? and as i said before a nice sound system Quote Link to comment Share on other sites More sharing options...
nealb Posted December 22, 2010 Report Share Posted December 22, 2010 have you tried moneysupermarket.com? i found my cheapest renewal on there i think moneysupermarket have the cheaper quotes anyway because they don't charge extra for using them to get insured but not to sure on that! also I'm on Quinn and have been for a year and a bit i think they are ok, have lovely irish ladies on the phone maybe put your parents on as additional drivers, that brings it down abit. good luck use parkers.co.uk to find the insurance group and bits Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 have you tried moneysupermarket.com? i found my cheapest renewal on there i think moneysupermarket have the cheaper quotes anyway because they don't charge extra for using them to get insured but not to sure on that! also I'm on Quinn and have been for a year and a bit i think they are ok, have lovely irish ladies on the phone maybe put your parents on as additional drivers, that brings it down abit. good luck use parkers.co.uk to find the insurance group and bitsthanks Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 (edited) Get it clean, serviced, sort out any scuffs? and as i said before a nice sound system yer, woudnt mind new radio which i could plug my ipod straight into and some new speakers and them stupid plastic side strips off the car :@ haha Edited December 22, 2010 by RobJnr's Black Tird Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 just been on parkers and the car was insurance group 5 and went on money supermarket and got quoted 2,800 on parents insurance from insure the box :/ Quote Link to comment Share on other sites More sharing options...
RobJnr's Black Tird Posted December 22, 2010 Author Report Share Posted December 22, 2010 What do you mean by mods that wont effect insurance? Ones you think wont effect it or ones your insurance state wont effect it?basically stuff i can do to the car like debadged ect that wont effect insurance price like alloys would lol Quote Link to comment Share on other sites More sharing options...
JoeA Posted December 23, 2010 Report Share Posted December 23, 2010 Debadging is a modification anything that's not standard in the car is. The insurers pay out millions so they do they're best to get u on anything. Quote Link to comment Share on other sites More sharing options...
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