Hi. My son got his license last year. You are right, it was very difficult due to the virus. At first, the driving instructor said that everything would be fine, but then we realized that it was not true. As for the insurance, I got it for myself, because my son was planning to leave for Holland for a year. The car remained with me and I drove it every day. We took out insurance from joywallet.com, it was convenient. When my son left, I often used his car and one day I had an accident. None of the drivers were injured, but the car was damaged. I am very glad that I have insured the car and everything worked out.