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I'm taking my lessons and I have a 1.0l lupo se. I've been trying to get quotes for once I've passed and they all come to around £4000, Third Party Fire & Theft as well. My mum and dad have told me I can get insured with i-Kube for £2000, except I can't drive between 11pm-5am. I don't find this too much of a problem because it will work out cheaper in the long run. I was just wondering if anyone knew if they allowed mods?