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Hi all! Been browsing the Club Lupo forum for a couple of weeks now and decided to make an account since I'm going to look at and hopefully buy an Arosa this weekend. Has anyone here used Ingenie Blackbox insurance? or Ingenie insurance in general? They've gave me a great quote compared to what I've previously got and wondered if they're a decent company? How much over the speed limit can you go before you're penalised? Some black boxes let you go 30mph over but it looks like Ingenie is quite harsh with it, not sure though that's why i'm asking. Also, anything else I should kno