Pass plus can be very over rated, wen i was 17 i was driving a 998cc mini! insurance was £950 3rd party so decided 2 do my pass plus and they knocked £25 off lol wasnt worth the hastle!!! then wen i turned 19 a 2.0l celica gt . . . £1400 2 years no claims , bl**dy insurance companys are a rip cant wait to get my hands on that lupo gti brings it down 2 just £800 ish lol:D.