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Category U?


Trx 33
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Not sure where to put this so ill whack it in here :P.

Just wondering does the label cat u or cat x detract from the value of a car, because i know that when you buy something like a cat c and repair it you'll only get a fraction of the actual value for it purely based on the cat c label, also do you have to show the cat u or x in the v5 log like cats c-a?

Just wondering this because im thinking of buying a 'scrappage' arosa or lupo from salvagesparefinder to get mine looking decent again, but the bodywork (and probably the whole car in general :P) seem better than mine on alot of these cars, so swapping bits from mine INTO the donor car and scrapping/selling mine and using the 'new' one instead as my daily driver seems like a more viable option. Problem is, come to resale time, how will the category affect the resale value?

Feedback would be much appreciated :D

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Never heard of cat u or x tbh. Write offs will put off potential buyers, you might as well use the donor car as just that - if any bits are better than yours, swap em over. No point scrapping a non-written off car in favour of one that's been crashed, that's crazy talk.

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Apparently cat x is usually stolen/recovered, no registered damage (but may be damaged) & cat u is sold at auction, damaged but not owned by insurance company & damage not HIP regestered, or something

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So would that mean that cat u would not show up on the documents, and would not be required to? so full resale value is possible? just asking because mine has a mighty dent in the sill under the drivers side door, discolouring from under where the bump strip was removed and some badly bodged scratches around where the rear bumper meets on the drivers side, also on the passenger side there is a big blue streak from where my mam scraped someones bumper ¬¬. the cost to get all this fixed would well exceed the cost of a donor car. http://www.salvagesparefinder.co.uk/VOLKSWAGEN+LUPO+SE+50-806010.htm Id be quite happy driving something like this around instead and just swapping the necessary parts around :P

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Category A Insurance Write Off – the vehicle must scrapped and no parts or components can be sold other than for scrap. Amounts vary but Category A Insurance Write Off vehicles can be very valuable. Consider some of the online companies that will buy you car ‘what ever the condition.’ If the insurance company are prepared to give you a settlement figure and the car wreckage then make sure you shop around the various websites for the best offers.

If all else fails try your local scrap metal dealer, they will often pay good money for scrap cars or unrepairable vehicles. Visit our Scrap Cars page for more details. Also visit our car crashs website.

Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions. Again there are several online companies who will offer significant amounts of money for Category B Insurance Write Off vehicles.

Category C Insurance Write Off – the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list costs for parts and labour. Discuss this with your insurance company if you want to keep the car rather than have it written off.

Category D Insurance Write Off – the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered. Again, discuss this with your insurance company if you want to keep the car.

Category X Insurance Write Off – the vehicle is easily repairable and may even be still roadworthy.

Unrecorded Insurance Write Off – the vehicle damage was not reported to the insurer or the driver was uninsured. The most common example is drivers who only have third party insurance but have had an accident that was their fault (usually not involving anyone else).

Depending on price I would take a punt on the Lupo if I could see the doc's to confirm it's status.

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Unrecorded Insurance Write Off – the vehicle damage was not reported to the insurer or the driver was uninsured. The most common example is drivers who only have third party insurance but have had an accident that was their fault (usually not involving anyone else).

Depending on price I would take a punt on the Lupo if I could see the doc's to confirm it's status.

Take it this is what they mean by Cat U then?

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So would that mean that cat u would not show up on the documents, and would not be required to? so full resale value is possible? just asking because mine has a mighty dent in the sill under the drivers side door, discolouring from under where the bump strip was removed and some badly bodged scratches around where the rear bumper meets on the drivers side, also on the passenger side there is a big blue streak from where my mam scraped someones bumper ¬¬. the cost to get all this fixed would well exceed the cost of a donor car. http://www.salvagesp...E+50-806010.htm Id be quite happy driving something like this around instead and just swapping the necessary parts around :P

Oh, thats just copart... see below link

http://www.copart.co.uk/c2/homeSearch.html?_eventId=getLot&execution=e6s1&lotId=14695592&returnPage=SEARCH_RESULTS

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