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Your Gti Insurance!


AdamJ
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Basically im looking at getting a Gti just after christmas, and the main problem is the insurance.

So.... if you kind Gti owners could help me out, it would be much appreciated.

Just copy the little form below and fill it in please!

Car: Vw Lupo

Model: Gti

Year:

Estimated Value:

Yearly Mileage:

Mods Declared:

Points:

Ncb:

Cover Type:

Company:

Price:

Age:

Edited by AdamJ
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Car: Vw Lupo

Model: Gti

Year: 2004

Estimated Value: 6000

Yearly Mileage: 10,000

Mods Declared: Any cosmetic, including exhaust, filter and brakes

Points: 0

Ncb: 1

Cover Type: Fully Comp

Company: Brentacre

Price: £1400

Age: 20

I added age in at the bottom there, that'd be pretty useful.

I think I recognise that photoshop wink.gif style="vertical-align:middle" emoid=";)" border="0" alt="wink.gif" />

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Car: Vw Lupo

Model: Gti

Year: 2002

Estimated Value: £6000

Yearly Mileage: 11,000

Mods Declared: None to declare

Points: 0 biggrin.gif style="vertical-align:middle" emoid=":D" border="0" alt="biggrin.gif" />

Ncb: 7 biggrin.gif style="vertical-align:middle" emoid=":D" border="0" alt="biggrin.gif" />

Cover Type: Fully Comp

Company: Admiral

Price: £298.20 biggrin.gif style="vertical-align:middle" emoid=":D" border="0" alt="biggrin.gif" />

Age: 27

Edited by bullwinkle
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Car: Vw Lupo

Model: Gti

Year: 2001

Estimated Value: £6500

Yearly Mileage: 9000

Mods Declared: all, suspension/wheels + cosmetics

Points: 0

Ncb: 2

Cover Type: Fully comprehensive

Company: Admiral

Price: £715.00 12 month policy/ £615.00 10 month bonus policy.

Age added: 26

Taz

Edited by oldirtybastard
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Car: Vw Lupo

Model: Gti

Year: 2001

Estimated Value: 6200

Yearly Mileage: 15,000

Mods Declared: Non to declare

Points: 3

Ncb: 5

Cover Type: Fully Comp

Company: Elephant

Price: Unsure as changed during policy, best quote so far £350

Age: 25

Edited by SiiMo
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Year 2001

Model: GTI

Value: £6000

Mode declared: None

Points: 6

Ncb: 2

Cover type: Comp

Company: Direct Line

Price: £1511

Age: 20

However i have just had a renewal quote of £910 smile.gif style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />

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Car: Vw Lupo

Model: Gti

Year:2002/52

Estimated Value:£8000

Yearly Mileage:2000

Mods Declared:0

Points:0

Ncb:9

Cover Type:full comp with protected ncd and legal cover, £100 excess for any claim.

Company:yes

Price:£360

Age:29

Edited by beach
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Car: Vw Lupo

Model: Gti

Year: 2001

Estimated Value: £6000

Yearly Mileage: 8000

Mods Declared: None

Points: None

Ncb: Full

Cover Type: Fully Comp

Company: Tesco

Price: £340

Age: 33

The joys of being over 30 and living in sleepy Devon. smile.gif style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />

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Car: Vw Lupo

Model: Gti

Year: 2001

Estimated Value: bought for £6900 in march

Yearly Mileage: 5000 approx

Mods Declared: none

Points: none

Ncb: 2 years

Cover Type: fully comp

Company: admiral

Price: £550 approx

Age: 22

plus im female which helps

good luck with the gti search biggrin.gif style="vertical-align:middle" emoid=":D" border="0" alt="biggrin.gif" />

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Car: Vw Lupo

Model: Gti

Year: 2004

Estimated Value: £8000 ish

Yearly Mileage: 6000 approx

Mods Declared: none

Points: none

Ncb: 2 years

Cover Type: fully comp

Company: admiral

Price: £600 approx

Age: 22

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Yearly Mileage: under 4000. this is an approx value. they cant do you for tellin porkies on this one!!

Ermm, yes they can, they can use MOT certificates and things to check your milage. Brentacre asked for my current mileage when I took out my insurance too.

Can't they?

Edited by philip_wilkinson1
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Car: Vw Lupo

Model: Gti

Year:2001

Estimated Value:6k

Yearly Mileage:10,000

Mods Declared:exhaust, cams, lowered

Points:0

Ncb:2

Cover Type:full

Company:swift

Price:500

Age:22

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Ermm, yes they can, they can use MOT certificates and things to check your milage. Brentacre asked for my current mileage when I took out my insurance too.

Can't they?

they cant do anything about milage discrepencies. just because your MOT records mileage it doesnt mean the mileage indicated on the clocks is genuine. it cant be used against you. its just a guide for the benefit of a national database.

Edited by beach
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Here are both my insurance quotes to show the diff in having to insure mods at a young age with no/little NCB for you....

First insurance Oct 2004-05

Car: Vw Lupo

Model: Gti

Year:Oct 2001

Estimated Value: 6k?

Yearly Mileage: 11k

Mods Declared: None (although had those listed below- called to declare them when did them and they said if I did any mod's they wouldn't insure me as under 25 :|)

Points: 0

Ncb: 0

Cover Type: fully comp at my parents address (Liverpool postcode adds 500 quid straight off)

Company: Churchill

Price: 950

Age: 21

Renewal quote: £720

Current insurance Oct 2005-06

Mods Declared: tints & eibach springs (didn't get around to telling them about the BMC)

Points: 0

Ncb: 1

Cover Type: fully comp at parents address but £450 excess

Company: Adrian Flux

Price: £820

Age: 22

Awaiting a my renewal quote, fingers crossed for a less smile.gif style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />

Good luck.. make sure you ring around, but I'd give Flux a call if you've got mods, otherwise go with Churchill, Tesco, Admiral etc etc

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Here are both my insurance quotes to show the diff in having to insure mods at a young age with no/little NCB for you....

First insurance Oct 2004-05

Car: Vw Lupo

Model: Gti

Year:Oct 2001

Estimated Value: 6k?

Yearly Mileage: 11k

Mods Declared: None (although had those listed below- called to declare them when did them and they said if I did any mod's they wouldn't insure me as under 25 :|)

Points: 0

Ncb: 0

Cover Type: fully comp at my parents address (Liverpool postcode adds 500 quid straight off)

Company: Churchill

Price: 950

Age: 21

Renewal quote: £720

Current insurance Oct 2005-06

Mods Declared: tints & eibach springs (didn't get around to telling them about the BMC)

Points: 0

Ncb: 1

Cover Type: fully comp at parents address but £450 excess

Company: Adrian Flux

Price: £820

Age: 22

Awaiting a my renewal quote, fingers crossed for a less smile.gif style="vertical-align:middle" emoid=":)" border="0" alt="smile.gif" />

Good luck.. make sure you ring around, but I'd give Flux a call if you've got mods, otherwise go with Churchill, Tesco, Admiral etc etc

Mmmm... let me see. A Lupo GTI + Liverpool location + void insurance = doesn't bear thinking about.

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Haha! Indeed! That was my reaction after paying out nearly a grand (plus the cost of the car), however, I live in one of the nice areas of Liverpool (yes there are some! tongue.gif style="vertical-align:middle" emoid=":P" border="0" alt="tongue.gif" />), and that was last years insurance- got Fluxy on the go this year to avoid such voiding, er.

Actually about to call up and see about getting the BMC put on before they send out a renewal quote.

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