Who says im going to have a accident?! Yes blah blah blah hopefully touch wood i wont be in a accident. And i think you will find i have owned a honda civic with cut coilovers, stripped, no dash, straight through buddyclub exhaust, buckets and harnesses without telling the insurance. had a 3 way crash and i got paid £1870 so chin up. Yeah i'll just spend this sunny day reading that.