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insurance group numbers


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#1 MCH

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Posted 24 April 2010 - 11:47 PM

just want to clear something up thats all regarding insurance group numbers

for example on parkers it states - 1.4s, 1.4se, 1.4e all at insurance group 3

but upon autotrader, all the car dealerships quote these all at insurance group 5

so which is it?

just wondering as im saving up atm for a lupo, i need a rough guestimate at how much insurance monies im going to need, i have already read through a lot of threads about insurance and i know its best to find the bet deal myself, but if the 1.4 are all insurance group 5 then i may aswell stretch myself to a sport as they are insurance group 6.

cheers

#2 pro3mark

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Posted 24 April 2010 - 11:58 PM

Just try insurance companies, when i came to my Lupo GTi (group 11) i came from a group 13 car, and my insurance still went up...
I don't believe you can 'guestimate' there are too many variables.
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#3 pro3mark

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Posted 24 April 2010 - 11:59 PM

Insurance for me isn't a lot more on a sport than a 1.4 non-sport (less than 10% of the premium)
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#4 marcusgrant

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Posted 25 April 2010 - 12:58 AM

i know a fair few people have said there isnt much difference in insuring a normal 1.4 and a 1L
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#5 nfbr

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Posted 25 April 2010 - 10:01 AM

I've just finished making a 'Info Guide' in the Archive section about VW Lupo and Seat Arosa insurance grouping.

See here: http://forums.clublu...showtopic=66384
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#6 pro3mark

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Posted 25 April 2010 - 10:03 AM

I've just finished making a 'Info Guide' in the Archive section about VW Lupo and Seat Arosa insurance grouping.

See here: http://forums.clublu...showtopic=66384


Thats handy, and explains why he was seeing the two different groups.
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#7 nfbr

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Posted 25 April 2010 - 10:23 AM

Yeah, there's two different insurance group ratings these days.

Th old style 1-20 group which the majority of insurers use, and also the 1-50 Insurance group (which is more accurate).
More and more insurance companies every year are starting to use the ABI's 1-50 Grouping.
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#8 pro3mark

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Posted 25 April 2010 - 10:27 AM

Yeah, can't see why thy all didn't change over.
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#9 MCH

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Posted 25 April 2010 - 10:32 AM

cheers thanks for that, i have had a look at the table so its just a case of seeing what deal i can get, if the difference between a sport and non-sport is negligible for my circumstances when it comes to insurance then i may as well save up for a sport

#10 pro3mark

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Posted 25 April 2010 - 11:00 AM

cheers thanks for that, i have had a look at the table so its just a case of seeing what deal i can get, if the difference between a sport and non-sport is negligible for my circumstances when it comes to insurance then i may as well save up for a sport


If you are going to get a sport, look out for the common issues which are on this forum, the sports seem to have more go wrong than e or s spec.
Not wanting to put you off, i LOVED my sport, just making you aware :)
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#11 MCH

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Posted 25 April 2010 - 11:23 AM

If you are going to get a sport, look out for the common issues which are on this forum, the sports seem to have more go wrong than e or s spec.
Not wanting to put you off, i LOVED my sport, just making you aware :)


thanks again ;) , my idea was to get a non sport, because they are cheaper, just got to weight up what i will be using it for, as i will still be using my scoot for some commuting and the car for others mainly on motorways, so might have to search for a tdi but dont really fancy getting a diesel

#12 nfbr

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Posted 25 April 2010 - 11:49 AM

The TDI's are more sought after and thus carry a fair bit higher price tag. Unless you get a high miler.
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#13 pro3mark

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Posted 25 April 2010 - 02:58 PM

I think the 1.4s is a great all rounder.
Good spec, MPG, insurance, with all the looks :)
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#14 MCH

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Posted 25 April 2010 - 06:29 PM

I think the 1.4s is a great all rounder.
Good spec, MPG, insurance, with all the looks :)


yer thats what i was thinking, i mean it will be my first car, i have got money to spend on it, insurance and mods, but still have to watch the pennies and weigh up whats best.

cheers

#15 pro3mark

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Posted 25 April 2010 - 06:45 PM

Well good luck in the hunt.
Let us know if you need any more information.
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