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patroddy
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a friend at work had an accident and the guy is claiming it costs £600 for a Focus 2002 Rear bumper, however the other bloke didnt report the incident to his insurers within 3 days, is it possible for my friend to just go "no im not paying"

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no.

even though its not been reported to any insurers or the police?? cos we believe the other guy has no insurance can my friend just say no mate im not paying your 600£

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Just ask for his insurance details, soon find out if he's insured or not. Police won't want to know unless there's been an injury. They'll probably want to know if you find out he's driving without insurance though lol

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