James827 Posted November 24, 2011 Report Share Posted November 24, 2011 Has anyone had an experience with CO-OP insurance and declaring Mods?Im with them and in the next few months i will be needing to declare stuff. i was just wondering if they would allow them for a start and how much they increase by?my dad is going to hopefully ring them up soon and ask but i was just wondering if there was anyone on here. all id be adding is coil overs and Alloy wheels. Quote Link to comment Share on other sites More sharing options...
Bickerton Posted November 24, 2011 Report Share Posted November 24, 2011 They will not insure your car with Amy modifications. Quote Link to comment Share on other sites More sharing options...
Silver! Posted November 24, 2011 Report Share Posted November 24, 2011 http://ask.co-operativeinsurance.co.uk/help/car_insurance/modificationsThey will not insure your car with Amy modifications.What about Gill's? Quote Link to comment Share on other sites More sharing options...
Bickerton Posted November 24, 2011 Report Share Posted November 24, 2011 Ah bugger.....On a side note with your dad calling you are i assume fronting? Quote Link to comment Share on other sites More sharing options...
James827 Posted November 24, 2011 Author Report Share Posted November 24, 2011 (edited) my policy is all legal. im the named driver, but hes got all the details for it.but annoying that they wont allow coilovers. i guess il be changing insurers when my policy is up haha"Any increase in wheel size at manufacturing stage as an optional extra is accepted" so i could put on Sport wheels?they were an Optional extra for the car. Edited November 24, 2011 by James827 Quote Link to comment Share on other sites More sharing options...
Bickerton Posted November 24, 2011 Report Share Posted November 24, 2011 Named driver or main driver? Quote Link to comment Share on other sites More sharing options...
James827 Posted November 24, 2011 Author Report Share Posted November 24, 2011 main? basically they know im driving it most of the time Quote Link to comment Share on other sites More sharing options...
angelo77 Posted November 25, 2011 Report Share Posted November 25, 2011 I'm with Brentacre, no added cost for suspension mods. Might be cheaper to wait for your policy to finish then go with a specialist and have you mods fitted as you renew your insurance. Quote Link to comment Share on other sites More sharing options...
James827 Posted November 25, 2011 Author Report Share Posted November 25, 2011 I'm with Brentacre, no added cost for suspension mods. Might be cheaper to wait for your policy to finish then go with a specialist and have you mods fitted as you renew your insurance.yeah thats what im going to do. haha im looking at various quotes now, il check out brentacre now cheers Quote Link to comment Share on other sites More sharing options...
shaunsprules Posted November 27, 2011 Report Share Posted November 27, 2011 dont say coilovers say adjustible suspension, as coilovers = track use and £££ Quote Link to comment Share on other sites More sharing options...
James827 Posted November 27, 2011 Author Report Share Posted November 27, 2011 they wont allow suspension mods full stop. about all i can do is put on a set of VW alloys that were an optional extra for the car. Quote Link to comment Share on other sites More sharing options...
matt123roll Posted March 29, 2012 Report Share Posted March 29, 2012 Did you ask them about vw alloys? I'm on there young driver policy and they said they only allow optional extras that were done at the factor, currently on steels but want some g60's or lupo sport alloys Also want to swap my boring grey interior for the black and red sport one (exact same seats just different colour) but not sure if they class this as a mod Quote Link to comment Share on other sites More sharing options...
Koop Posted March 29, 2012 Report Share Posted March 29, 2012 Standard equipment isnit you could have got them from a breakers cos you're seats were ripped or whatever. & i don't see how they'd know what optional extras the car came with. It's all arguable so they'd probably try it on but if you stand your ground they'll get bored eventually Quote Link to comment Share on other sites More sharing options...
matt123roll Posted March 29, 2012 Report Share Posted March 29, 2012 Standard equipment isnit you could have got them from a breakers cos you're seats were ripped or whatever. & i don't see how they'd know what optional extras the car came with. It's all arguable so they'd probably try it on but if you stand your ground they'll get bored eventuallyWith my policy they came out and took photos of the car when they installed my 'tracker'. As grim as it is I'm 17 and paying £800 a year on a 1L lupo in my own name fully legit, think i'll give them a ring about the seats and just say mine got ripped and need replacing. Quote Link to comment Share on other sites More sharing options...
James827 Posted March 29, 2012 Author Report Share Posted March 29, 2012 (edited) yes, as long as they are optional extras from factory then go ahead. because they could have been on the car from the beginning. obviously aftermarkets are a NoNo.co-op are cheap for a reason, My advice would be to leave them after your first year of driving for a company that does allow mods. EDIT:With my policy they came out and took photos of the car when they installed my 'tracker'. As grim as it is I'm 17 and paying £800 a year on a 1L lupo in my own name fully legit, think i'll give them a ring about the seats and just say mine got ripped and need replacing.they will most probably say no which is a shame. they are pretty strict. interior wise id be shocked and dissapointed if they say no to that! Edited March 29, 2012 by James827 Quote Link to comment Share on other sites More sharing options...
missSEATarosa Posted April 21, 2012 Report Share Posted April 21, 2012 co-op wouldnt even let me insure tinted windows there useless the only bonus if you use them is you get your co-op points and nectar points lol x Quote Link to comment Share on other sites More sharing options...
LupoHarry Posted May 29, 2012 Report Share Posted May 29, 2012 Anyone got any quotes from Brentacre, who's still in their teens? Quote Link to comment Share on other sites More sharing options...
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