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just got insurance prices...


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Ive just renewed on my GTI Im 21 with 1 years no claims. Was paying 1200 last year, got quoted 641 this year! BUT because il be toying about with the suspension and wheels, when I asked the company that quoted me the 641 what itd cost it went upto 1420!!!! Sooooo now with a specialist modified car company paying 989 with the bf on it too and can to anything I want to it aslong as I tell them so its logged - at no extra cost B) chuffed!

oh yeah? what insurance companys that?

and its amazing how much the price goes down after a year!! cant wait to get a years driving down, things will be easier then :lol:

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oh yeah? what insurance companys that?

and its amazing how much the price goes down after a year!! cant wait to get a years driving down, things will be easier then :lol:

Brentacre - based in Swansea so close to me. Family run and VW nuts lol spoke to Gary and he was on about Ultimate Dubs, my car, wheels, my local vw club for ages lol so nice to talk to people that understand! Quote you on a BHP limit so you can modify it up to that BHP without paying anymore - cosmetics etc all free just have to ring and update when you do something so its recorded though. Said theyve just insured a 300BHP GTI a week or few weeks ago so I wonder which one of you lot that is :lol:

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Brentacre - based in Swansea so close to me. Family run and VW nuts lol spoke to Gary and he was on about Ultimate Dubs, my car, wheels, my local vw club for ages lol so nice to talk to people that understand! Quote you on a BHP limit so you can modify it up to that BHP without paying anymore - cosmetics etc all free just have to ring and update when you do something so its recorded though. Said theyve just insured a 300BHP GTI a week or few weeks ago so I wonder which one of you lot that is :lol:

thats mint, i might look them up actually :) sound like nice people!

thanks for that :D

a 300bhp GTI? hmm...i feel a hunt coming on :lol:

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I think you have to be 19 to go with Brentacre. I was with them last year, HIC quoted me £120 less than Brentacre though, so I went with them. Brentacre were brilliant to deal with though and very chatty about mods and cars.

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I think you have to be 19 to go with Brentacre. I was with them last year, HIC quoted me £120 less than Brentacre though, so I went with them. Brentacre were brilliant to deal with though and very chatty about mods and cars.

do you? il check them anyway :) if things carry on the way they are at the moment, i probably be 19 when i pass my test! :P

i dont want any hassle about mods, so they sound quite nice :) HIC? il look them up as well, cheers everybody for the comments :D

and your GTI philplop, is f'ing amazing! flawless! :)

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HIC are who i went with in the end! :)

well, from what im seeing, HIC seem to be pretty good :)

and well recommended i guess :D

i still havent come across any nasty people on here yet, i was told i might get my head bitten off on forums :surprised:

some nice peeps on here anyway ^-^

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I think you have to be 19 to go with Brentacre. I was with them last year, HIC quoted me £120 less than Brentacre though, so I went with them. Brentacre were brilliant to deal with though and very chatty about mods and cars.

Yeh thats right I forgot that one, and I dont think theyll cover you for mods til your at least 21 :huh: Id double check incase Im wrong mind and thinking of someone else. Second question he asked after the car was age.

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Yeh thats right I forgot that one, and I dont think theyll cover you for mods til your at least 21 :huh: Id double check incase Im wrong mind and thinking of someone else. Second question he asked after the car was age.

oooooh :huh: i better check that one... thank you anyways :D

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£2000 3rd party on my own on a 1.4 s with no no claims and 17yrs old :( with the nfu.

really? i got 1400! but, im 18, that might explain the 600 quid difference...

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"Thats high, bearing in mind i am a lad and i got a quote 3rd party fire and theft dad as main driver, and it was 850 on a 1.4tdi"

thats quite good! how old are you? and was that a first car?

I am 16 and we were getting quotes out of intrest :)

and its my first car yeah, he does have well over 10 years no claims like :P

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I am 16 and we were getting quotes out of intrest :)

and its my first car yeah, he does have well over 10 years no claims like :P

lucky b******d :P

well, your sorted for the next couple of years :)

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My mum had 27 years no claims!

My brother insured his VTR under her name to get cheaper insurance, but he crashed and had to make a claim...

Because he was a named driver we thought her no claims would be ok, but she lost all 27 years!

She never claimed since she learnt to drive and now she lost em all :|

I think we can all say what happened after my mum found out haha!

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She never claimed since she learnt to drive and now she lost em all :|

I think we can all say what happened after my mum found out haha!

jeez, my mum wont let on here for that exact reason :D

and i forgot about ringing HIC, il remember to do it tomorow :)

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My mum had 27 years no claims!

My brother insured his VTR under her name to get cheaper insurance, but he crashed and had to make a claim...

Because he was a named driver we thought her no claims would be ok, but she lost all 27 years!

She never claimed since she learnt to drive and now she lost em all :|

I think we can all say what happened after my mum found out haha!

First off 27ncb means bot all , the ncb bonus stays the same after 5 as its at its max.

And secondly if they had one ounce of common sense then they would have had them protected and it wouldnt have mattered one bit

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First off 27ncb means bot all , the ncb bonus stays the same after 5 as its at its max.

And secondly if they had one ounce of common sense then they would have had them protected and it wouldnt have mattered one bit

even still, its impressive to get that much no claims!

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even still, its impressive to get that much no claims!

In the same way it would be impressive to have a 14" dick and only be able to fit the first 7 in

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In the same way it would be impressive to have a 14" dick and only be able to fit the first 7 in

not if you split her in half :lol: and with a dick like that, you would!

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The point was lost on you, seems your more impressed with the dick than the analogy

i understood the concept of the point you was trying to make, i just wanted to talk about dicks. is that such a crime?? :D

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assumption is the mother of all **** ups , especially with insurance.

I crashed when i first passed in my dads car as a named driver , he had protected claims so lost nothing

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