Well, this is interesting! I got a quote from vw for my cam belt. They are obviously used to people rocking up with either shed loads of cash or cards. When I got there they said oh the water pump needs replacing! I said oh well I have x amount of money. When I got the car back they said cambelt done, it didn't need a water pump. I still don't know if that was because I didn't have quite enough for both to be done or it really didn't need to be done! So far so good and car still running beautifully.....