Mikey_M

Garthie is being driven by my young lady at the moment. Ive been given a Co Car so ive given it her. Supprise its not spotted more! She always in it! Mikey

No sorry missed u again! Im half asleep in the mornings! Maybe give me a little horn! next time

Yea Jen im still looking after him! Mikey

Hello all Just a bit of advice needed. Over the weekend i have lost my Keys to my Lupo and along with them the key fob for the Toad Alarm! I have a spare key so am able to get in but as soon as i do the Sirens start!!! I do have a spare key fob but this is not programmed. I called a Garage yest to see if they could just program the key fob and because i have no pin code for the alarm they said they can not do. The only thing he said he could do was just to take out the alarm and i would not be able to use the alarm again? He would also charge me £80 fot the trouble! Does this sound correct? Thought it would just be a case of disconnecting the alarm from the battery???? Had a quick look and i cant even see where the alarm is or how its connected! Shall i just ask the local scallywags to do it for me! lol Any advice would be really appreciated as i need to drive my loop! Thanks Mikey

Ha Ha! Was definatley half asleep!

No would of given u the flash if i did! Wat time was it? If was early in the morning i was prob half asleep!

Hello Jen Yea i work in Mere Green and live in Great Barr,Suprised uv never seen me before. Dont worry im taking good care of your old garfie! Needs a good old wash but hes doing just fine! Mikey x

I remember mate. U was at the lights at the Scotts. Yea i live about 5 mins from the Old horns

Yea mate that would be me! You like ? What car was u in?

Youve got it in one! Direct Line will only give the named driver a NCB if the named driver insures with them! No other ins Co will accept this a NCB

Hello This may work in the short term but not a good idea in the long run. Doing it this way you will not build up your own NCB,so when you do want to start a policy in your own name it will be like starting again! Also if your Dad hasnt got any spare NCB to use on this car it will not be any cheaper at all. As the policy will be rated on the youngest aged driver which is yourself! And he will not want to take off his NCB off his car to use on yours. So just one more point - If your dad does use his NCB and you do find it cheaper you have to tell them ur dad was the main use,otherwise again this will be rated on ur age. This itself will cause a problem as if u do tell them u wasnt the main user u wouldnt be entitled to travel to wrk,school,college etc. So if u was to have an accident say at 8.00am in the morning it would look a bit dodgy and the Ins Co would prob not pay out as you have lied to them. So all in all i think the best advice i can give is to start policy in your name, drive like miss daisy for a year! and happy days for your next years insurance should come down! Sorry if ive gone on abit! Worked in Insurance for 11 Years and just got it coming out of my ears!!!!!!!!!! Mikey

lol I know! I did think to myself should i really press this when driving but thought what the hell! what can happen style="vertical-align:middle" emoid=":wacko:" border="0" alt="wacko.gif" /> Theres a Toad alarm on there. When i said that this button was hidden i meant that it was prob hidden from me when i was looking at the car to buy ? ? ? As he has made a hole in one of the plugs so that this switch could be put through ? ? ?

Nope not me!

Cheers for all you ideas. Will get someone to take a look at. Thanks Mike

Me Too! Il bring "Garthie" to meet some old friends!